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Terms & Conditions

Last updated: 11 May 2026

1. Introduction

These Terms and Conditions ("Terms") govern your use of the Omni Money platform and services provided by Omni Money Solutions Ltd ("Omni", "we", "us", "our"). By accessing or using our service, you agree to be bound by these Terms.

2. Eligibility

To use our service, you must be at least 18 years old and a resident of the United Kingdom. By using our service, you confirm that you meet these eligibility requirements.

3. Account registration

When you create an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Use of the service

You agree to use our service only for lawful purposes and in accordance with these Terms. You must not:

  • Use the service in any way that violates applicable laws or regulations
  • Attempt to gain unauthorised access to our systems or other users' accounts
  • Interfere with or disrupt the operation of our service
  • Use the service to transmit harmful or malicious content

5. Intellectual property

All content, features, and functionality of our service, including but not limited to text, graphics, logos, and software, are owned by Omni and protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Limitation of liability

To the maximum extent permitted by law, Omni shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our service. Our total liability shall not exceed the amount you have paid us in the twelve months preceding the claim.

7. Termination

We may suspend or terminate your access to our service at any time, with or without notice, if we believe you have violated these Terms or for any other reason at our discretion.

8. Governing law

These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Changes to these terms

We may update these Terms from time to time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of our service after such changes constitutes acceptance of the updated Terms.

10. Contact us

If you have any questions about these Terms, please contact us at legal@omnimoney.io.

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© 2026 Omni Money Solutions Ltd. Company No. 12306845.
Omni Money Solutions Ltd. is authorised and regulated by the Financial Conduct Authority. Reference number 956950.